Home Equity Line of Credit
Take charge of your cash flow with a Home Equity Line of Credit (HELOC). This popular financing option allows you to tap into your home’s equity for various needs, such as consolidating debt, renovating your space, or funding that special trip. With traditionally lower interest rates, a HELOC can be a smart choice for your financial goals.
Our user-friendly online system makes it simple to apply, qualify, and get approved—ensuring convenience when you need it most. Enjoy a free, no-obligation consultation about a HELOC from the comfort of your home!
Key Points
- HELOCs are credit lines secured by your home, often issued as credit cards or checks.
- They include a draw period with minimal interest-only payments and a repayment period with higher payments.
- Most HELOCs have variable rates, leading to potentially increased minimum payments as interest rates rise.
- Inability to repay a HELOC may put your home at risk of foreclosure.
